15. Who may be joined as respondents.- (1) In an appeal by a person other than a bank or financial institution the bank or financial institution who has to recover any debt from any person under section 19 of the Act before the Tribunal against those orders the appeal has been preferred shall be made the respondent to the appeal.
(2) In an appeal by the bank or a financial institution the other party shall be made the respondent to the appeal.
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